Through executive benefit plans, employers can sponsor meaningful programs on behalf of their employees that will lead to financial security while working and into retirement.  Where typical benefit plans are subject to regulatory limitations, plateaus, and caps; executive benefits are often more flexible, highly customizable, and can be tied to the success of the company.

Balser offers decades of history as trusted benefit advisors.  We know each company is unique and wants to offer its management teams the best available benefits programs, while funding them adequately and controlling corporate costs. The best of today’s benefit plans emphasize participation, choices, and financial commitment from the employees.

Executives are aware that their employers’ benefit offerings are paramount in their lives, and employers understand different people have different needs.  Experts say that for employees to maintain their standard of living into retirement, they will likely need replacement income of 70 to 80% of pre-retirement income.  We encounter clients who were offering life insurance and disability insurance plans that ignore non-cash compensation like stock and some bonuses, which provided some top executives and/or their families with less than 20% to 30% of their incomes in the event of an illness or death.  It is important to rethink how these plans are designed, communicated and supported.

Balser Companies serves 22 of the Fortune 100/FTGlobal companies and can help your company design, fund and administer the best executive benefits plans available today.