To some of the largest employers in the Americas, Europe, and around the world, Balser Companies is a trusted benefits advisor and reliable administrator for company-sponsored executive benefit plans that defer income and protect income, including supplemental retirement and institutional insurance plans. We offer clients dedicated benefit designers, experienced benefit analysts, technology experts, service center representatives and superior online account, policy and plan administration capabilities. Balser designs and administers global executive benefit plans, nonqualified deferred compensation plans, life insurance, executive disability insurance plans, income protection, executive long term care, secured benefit plans, institutional life insurance - COLI programs and other solutions found in nonqualified benefit plans.

We are Adaptive, Agile, Advanced, and Reliable. We bring solutions that are Innovative, Appropriate, Successful and Cost-effective.

For executive employees who are plan participants / members in the corporate-sponsored plans and work and reside around the globe, Balser Companies provides 24/7 access to personal, secure accounts for a variety of executive benefit programs at www.benefitplanservices.com and other branded websites. Accounts can be valued by any investment, are managed online, and include features like currency exchange on exportable financial data.

Balser Companies is a leading executive benefits practice that works with a variety of fellow advisors in the financial services industry and through the network of National Financial Partners NFP firms. To learn more about our history, go to the www.balser.com Knowledge Center or About Us web page.

==Additional Information== Balser Companies comprises several specialized entities that are able to better deliver the benefit designs, services and necessary regulatory reporting associated with benefit plans. The companies include companies that provide consulting services, plan administration services, insurance benefit services for both variable products and non variable products.